3 Months Cd Calculator

Introduction: Welcome to our 3-Month Certificate of Deposit (CD) Calculator, a user-friendly tool designed to help you predict the maturity amount of a CD investment over a 3-month period.

Formula: To calculate the maturity amount, we use the formula: Maturity Amount = Principal × (1 + (Annual Interest Rate / 100 / 4))^1.

How to Use:

  1. Input the principal amount in dollars.
  2. Specify the annual interest rate in percentage.
  3. Click the “Calculate” button to obtain the estimated maturity amount.

Example: Suppose you invest $1,000 in a 3-month CD with an annual interest rate of 5%. After entering these values and clicking “Calculate,” you would get the projected maturity amount.


  1. Q: What is a 3-month Certificate of Deposit? A: A 3-month Certificate of Deposit is a short-term investment where you deposit a sum for 3 months, earning interest over that period.
  2. Q: How is the maturity amount calculated in this calculator? A: The formula used is Maturity Amount = Principal × (1 + (Annual Interest Rate / 100 / 4))^1.
  3. Q: Can I use this calculator for other time periods? A: No, this calculator is specifically designed for a 3-month CD period.
  4. Q: Is the interest compounded monthly? A: No, for a 3-month CD, the interest is compounded quarterly.

Conclusion: Our 3-Month CD Calculator provides a quick and easy way to estimate the maturity amount for your CD investment. Use it to make informed decisions based on current interest rates. Keep in mind that this tool provides an approximation, and actual results may vary based on specific terms and conditions set by financial institutions. Happy investing!

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